Virginia SR22 Insurance Information

In the state of Virginia if your driver’s license has been suspended for any of the following reasons you will be required to have an SR22 filing with the state in order to reinstate your Virginia driver’s license:

• DUI (Driving under the influence)
• DUID (Driving under the influence of drugs)
• Failure to show proof of a valid vehicle registration
• Failure to show proof of valid insurance
• Falsifying insurance documents
• Unsatisfied judgments
• Driving without insurance
• Reckless driving
• Too many tickets within a certain period of time

This list is by no means a complete list of the reasons a person might have to file an SR22 with the Virginia DMV in order to reinstate their driver’s license. For a complete list please visit the Virginia DMV website.

How long will I have to carry my Virginia SR22 Insurance?

No matter what the reason for your needing to file an SR22 with the Virginia DMV, whether it was for a DUI or too many tickets you will have to maintain your SR22 filing with the Virginia DMV for a period of 3-years. If at any time during this 3-year period there is a lapse in your Virginia SR22 insurance for any reason, even if it is for 1-day your driver’s license will be suspended by the DMV and you will have to have your insurance provider file another SR22 form with the DMV before they will reinstate your license.

How do I request a Virginia administrative driver’s license hearing?

If your Virginia driver’s license has been suspended, the notice of suspension that you received from either the police officer who confiscated your driver’s license during a stop or you received a notice of suspension in the mail from the DMV, the notice will state whether or not you are eligible for an administrative hearing.

You may file a request for an administrative hearing by using this form or by submitting a hearing request form at any DMV office. It is your right to have an attorney present to represent you at your administrative hearing. If your suspension is due to a DUI arrest for being in violation of Virginia code section 46.2-391.2 it is strongly recommended that you hire a Virginia DUI lawyer who has experience with the Virginia administrative hearing process represent you at your hearing.

Where can I find a Virginia DMV office?

The Virginia Department of Motor Vehicles has numerous locations throughout the state. To find an office near you please visit the Virginia DMV office locations.

What happens if I fail to keep my Virginia SR22 insurance policy current?

If you fail to keep your SR22 insurance in Virginia current will result in your Virginia driver’s license being suspended by the DMV a second time. If this happens you will need to bring your SR22 insurance premiums current with your insurer and then have them file another SR22 form with the Virginia DMV. On top of that you will have to pay the DMV an additional driver’s license reinstatement fee before being issued another license.

If you do not follow the steps outlined above you may face several other consequences. For example:

• If you decide to continue driving on a suspended license and get pulled over you risk additional fines and penalties for driving on a suspended license including having your vehicle impounded for 90-days.
• Driving without valid proof of insurance also carries a heavy fine in Virginia.

How do I avoid a lapse in my Virginia SR22 insurance coverage?

The easiest way to avoid a lapse in your Virginia SR22 insurance coverage is to start by finding the lowest cost SR22 insurance policy in the state of Virginia from the start. People are often shocked when they get a Virginia SR22 insurance quote from us and see how much they can save over what they had been paying for their SR22 insurance policy. Do yourself a favor and get a quote now and see how much we can help you save on your SR22 insurance in Virginia.